halachah · judaism · social justice

Are Jews allowed to lend money at interest?

Of course, I am Jewish, but I also consider myself very English. I am English in the very parochial sense that I love canal boats, think provincial churches are beautiful, will definitely barbecue on the only day of summer, and put mayonnaise with everything. But, last autumn, I did the most English thing I have ever done. 

I wrote a disapproving letter of correction.

I had never done it before. I’ve never written in to the BBC or a newspaper. To the best of my knowledge, I’ve never sent a letter of complaint about anything. But this one was too important to simply ignore.

Someone in a play had misrepresented a complex point of Jewish law. 

Now, this may seem trivial. But, six months later, I am still so incensed about this common misconception of halachah, that I feel the need to preach on it. 

In September, last year, I got a real treat: to go see one of our members perform at the Royal Court Theatre. Rachel Hosker, who will be getting married under our auspices in the summer, was performing in a play called ‘Jews. In their Own Words.’ Written by Jonathan Freedland, the play interviews famous Jews, including Tracy-Ann Oberman, Luciana Berger, Margaret Hodge, and Howard Jacobson, trying to give a sense of antisemitism, past and present. 

I’m not a theatre critic, but let me tell you: Rachel acted fantastically. She and the rest of the cast did a fantastic job of bringing the characters to life. 

But there was a line, really a throwaway comment, that stuck with me. The play was attempting to explain the trope of the money-hungry Jew, and how Jews had come to be associated with money-lending. An actor representing CST’s Dave Rich said: “the rulings of the church forbade lending money at interest, which was considered usury, whereas Jewish law allowed it.”

This, to me, is alarmingly inaccurate. It shows not only a misunderstanding of Jewish law, but also of antisemitism, and how it works. It places the responsibility for Jews as medieval money-lenders onto Jews, and our religion. Nothing could be further from the truth.

If it was the case that Jewish law allowed money-lending at interest, you would be hard-pressed to explain the commandment in this week’s Torah portion: “You may not act as a creditor to your people. You may not exact interest from them.” You would also have to reckon with the same commandment, given in the Holiness Code: “Do not exact advance or accrued interest, but fear your God… Do not lend your money at interest, and do not give your food at interest.” The same commandment is repeated again in Deuteronomy: “do not deduct interest from loans to your kindred.”

Of course, you might say, the Torah is not the only source of Jewish law. Perhaps these commandments are amended in the Mishnah, or the Talmud, or the Codes. No, no, and no. The Mishnah says charging interest is so reprehensible that it involves breaking six commandments. The Talmud says that even scribes and witnesses who participate in such contracts are guilty. 

In the defining law code for most of the Jewish world, the Mishneh Torah, Rambam looks at the word for interest – neshech – which is the same as the word for a snakebite, and says it is called as such “because it bites, it causes pain to a fellow human being, and consumes a person.” He repudiates it completely.

Be in no doubt: Jewish law does not permit money-lending at interest.

So, how did it happen that Jews nevertheless ended up associated with money-lending, despite its very explicit prohibition?

In the 4th Century CE, Church Father Augustine of Hippo declared that Jews would be permitted to survive as “living witnesses” to the truth of the Bible, but must be kept in a degraded state, with the mark of Cain, for their refusal to accept Jesus. This became the official policy of Christian Europe’s primary institutions: its churches and monarchies. 

Jews were allowed to live in England neither as citizens nor serfs. They could not own land or participate in the nation. They were excluded from universities, and cut out of the professions. They were only allowed to live in the country on condition that they did the dirty work of the ruling class: tax collecting and money-lending. 

Now, most Jews did not do such jobs. They did the work that was needed for their community, as bakers, vintners, stonemasons, and millers. But, as long as some Jews fulfilled these functions for the monarchy, all Jews could live in European countries as “treasured subjects” – effectively pets of the king. 

This had a profound impact on the lives of medieval European Jews. They were forced to wear humiliating clothes to mark them out. Associated with tax collecting and money-lending, many of the local peasants associated the Jews with all the financial problems they faced. 

The local lords actively exploited this division. They drummed up hatred against Jews, and treated them as a pressure valve, so that, in times of economic crisis, peasants would attack their local Jews rather than turn their ire on the landowner class.

That is why the worst pogroms that we have recorded came in times when the monarchy was in financial straits. In England, these came when the country was bankrupted by its military Crusades to capture Jerusalem. Jews, the perceived cause of money problems, and naturally associated with the Holy Land, had all the anger and resentment of impoverished people poured out on them. 

If the monarchy or the Church were struggling with their own debts, they had an easy way out: they could simply expel the Jews and confiscate all their property. In 1290, Edward I expelled the Jews from England to cancel his debts and win back the support of the knights and lords in parliament, who were also heavily indebted.

This put the rabbis, the arbiters of Jewish law, in a very difficult position. If they permitted lending at interest, they would turn their backs on their entire religious inheritance. If they insisted that Judaism forbade money-lending at interest, they would effectively force their community to leave where they were. And, since all of Christian Europe had adopted the same policy, they would have nowhere to go. 

So, the rabbis had to find a way. They looked at the laws, which said such lending was only prohibited to their kin. Rabbi David Kimchi, writing in medieval France during pogroms and expulsions, said that Jews were not permitted to lend at interest to people who respect Jews. The corollary was that if people would not treat the Jews as full human beings, then they, in turn, could lend to them at interest. In England, the Christians had estranged them and made them explicitly not their kin.

This is why correcting this point on the understanding of Jewish law is so important. It is not just because we are sticklers for getting the halachah right. It is so that we understand what antisemitism is and how it works. 

We Jews did not create this system. We did not allow it, nor have the power to stop it. For over a millennium, European powers embedded and promoted antisemitism to prop up their system. As Rabbi Lionel Blue, of blessed memory, so pithily wrote: “The problem of the Jews in Europe was never the Jews. It was Europe.”

Now, we are citizens in this country. With Emancipation, we might have hoped that it would bring an end to cultures of debt and division. True, most of the banks and money-lenders are now not owned by Jews, and very few Jews today engage in such work. 

But that is not because we are living closer to the laws of the Torah or our rabbis. It is because the whole of our society is caught up in loans. All of us are more indebted and more divided than we ever were. We are pitted against each other by a media eager to see us all fighting. 

Combating antisemitism does not only mean counteracting myths and biases against Jews. It is also about dismantling the material realities that created antisemitism. The hatred of Jews erupts when we are scapegoated for economic problems in society. We must not only contradict the myth that we are responsible, but also fight to ensure that the problems people face of economic hardship and drowning in debts no longer exist. 

When we realise that the world has enough for all of us, and distribute it so that everyone can prosper, we will be far closer to a world without prejudice and fear.

Shabbat shalom.

high holy days · sermon

Come back to hoping, even if only slightly

Do you remember how you were as a child, when you only believed good things about the world, and you thought everyone was trustworthy and kind, and you felt you could achieve anything with the power of imagination? Come back to that. Just for a while. Come back to that.

Before the cynicism of adolescence set in and you realised your parents didn’t know everything and you started to question life’s meaning. Come back to that.

You can’t go all the way back. Years of experience have softened some pretensions and hardened some edges.

But try to reclaim a little bit of that optimism and wonder. The person who believed those things lives somewhere inside you still.

You don’t have to come back all the way. You don’t have to believe everything.

You don’t have to believe that God is perfect and created the world and will bring about the Messianic age any day now and will reunite us all with our loved ones.

You don’t have to have perfect faith. I don’t. I doubt many sincere people do.

But you have to hold onto some faith. You have to believe in something. You have to have hope, no matter how fragile it is.

Today is Shabbat Shuvah: the sabbath of return.

It calls on the words of our haftarah, Hosea, where the prophet beseeches us: “come back, O Israel, to the Eternal One your God.”

Return to the faith you once knew.

You have abandoned your self-confidence, says Hosea. You have accepted defeat by Samaria. Assyria will not save you, nor will its gods.

The prophet calls out: “You could blossom like a lily and be beautiful like an olive tree. You can live again.”

Reviving belief is a challenge. We have all suffered our defeats, personal and communal. They have embittered us with cynicism.

Shabbat Shuva is a calling back to faith. It is an invitation to try and remember what it was like to dream.

That is not easy. Some people had life’s harsh realities thrust upon them too young, and had to grapple with injustice too soon.

Primo Levi was such a man.

He was a Jewish chemist in Italy.

When I was a teenager and full of the arrogance that I’d got the world figured out, my dad gave me one of Levi’s books, The Periodic Table. Outside of religious literature, I think that is the only book I’ve finished reading and immediately restarted.

The Periodic Table tells of Levi’s story, through the prism of different elements.

From the noble gases of his Italian-Jewish heritage to the hard, grey metal of Vanadium in his old age, Levi talks us through his experiences of fascism in Italy, which began when he was an infant.

Italy was the first country to adopt fascism. Mussolini came to power on a platform of nationalism, tradition, corporatism, and dictatorial control. His slogan was “Everything in the State, nothing outside the State, nothing against the State.”

In Primo Levi’s teenage years, the Italian fascists introduced their racial laws, directed primarily against Italian Jews and Africans. The Africans were placed in colonial concentration camps. The Jews were initially stripped of citizenship and assets, banned from the professions.

At the time, Levi was training as a chemist in a laboratory. His Christian classmates were civil, but withdrew from him, and regarded him with suspicion, and he became a loner. He took solace in chemistry, hoping that its solid truths could puncture fascist lies.

To survive the racial laws, Levi said, he needed to take advantage of his youth and turn a willing blindness to everything happening around him. He needed to imagine that the world was still fine, as he imagined it ought to be. In that naivety, he did not even realise he could actively resist fascism.

When he and his comrades decided to fight the fascists, they turned to the Bible. He saw in his own struggle the struggles the prophets had waged against empires. But he also looked up to the sky and felt that it was empty. God would not save them. They would have to save themselves.

Perhaps this is what it means to have just enough faith. Not so much that you blindly invest your hopes in a God who rescues, but enough that you can draw inspiration from others, past and present. Enough faith to believe that your cause is just and that fascism can, ultimately, be defeated.

Levi knew he had to get angry, and act. He filled his heart, more with desperation than hope, and took up arms.

In the snowy mountains, he fought as a partisan, and was captured by the fascists.

How did he survive the camps? Levi took pride that he went into the camps as an atheist and never wavered in his disbelief. But he refused to succumb to pessimism. He never allowed himself to become disheartened completely. He would not let the fascists take from him his hope.

Who could blame Primo Levi for not having ultimate faith in God’s redemption? But he had just enough faith. Just enough to stay alive and keep fighting and, afterwards, to testify to the truth.

You do not have to believe everything. But you must believe something.

You must come back to hoping, even if only slightly.

I think you already know why I am telling you this.

Precisely one hundred years after Mussolini marched on Rome, the fascists have returned to power in Italy.

In the days before the election result came through, an Italian friend of many years texted me, to say how scared he was. It looked like the far right’s victory was already assured before the polls.

When the results came, they were worse than expected. Giorgia Meloni, and her far right party, the Brothers of Italy, had trounced all other parties at the ballot box, and would not even need Berlusconi’s support to form a government.

In her election address, she promised to give back Italian national identity that had been stolen by “international financiers.” She said she would bring back the family, which had been eroded by LGBT people.

She immediately pledged to replace the post-war constitution, which had enshrined democracy and minority rights.

I do not want to be alarmist, but I am also unable to blindfold myself to experience. There was a generation who could wait and see how fascism would pan out in Europe. We do not have the pleasure of such naivety.

We have to be sober. We cannot allow ourselves to be blindfolded to what is happening.

But we cannot ever allow that to become despair.

Hosea does not just implore the Israelites to return, but promises that God will come back too.

The Holy One promises: “I will heal them. I will cause them to return to Me in love. I will turn away from My anger.”

If you take a small step towards hope, hope will step towards you too. Hope will carry you.

On this Shabbat Shuva, however much faith you have, try to have a little more.

Remember faith. Come back to hoping, even if only slightly.

Shabbat shalom.


halachah · sermon

What makes food kosher today?

Not long ago, after a near-lifetime of vegetarianism, I decided to try treif. And not just any treif, but the real deal: pork.

I knew I wanted to give it a go but I was afraid of being seen by other Jews. So I went on holiday to Gran Canaria, sat down in a fancy restaurant, and ordered a full-blown roast pork.

As I was waiting, however, a couple from my old congregation walked into the same restaurant. They instantly recognised me and came up to say hello. Just as we greeted each other, my pork came out from the kitchen: a giant pig on a massive platter with a big red apple in its mouth.

Flummoxed, I exclaimed: “My goodness… so this is how they serve apples here!”

OK, so that last part didn’t happen, but I really did decide to try treif about a decade ago. I’ll be honest with you, some of it tastes pretty good, but they’re not worth giving up Judaism for.

I hadn’t eaten pork since childhood. Aged 6, I had precociously insisted to my parents that I wanted to be religious and go to synagogue. My mum had told me that if I was going to force her to go to synagogue, I’d have to give up sausages. I wanted to be Jewish and I wasn’t allowed to do it half-heartedly.

I think all of us know that food laws play some role in our Judaism. Some of you here keep kosher kitchens. Some of you guiltily sneak a steak when you think you won’t get caught. Some of you, like my brother, eat extra bacon ‘to make up for all the ancestors who missed out on it.’

Whatever your choices, being a Reform Jew means to get to make those decisions for yourself. Our movement believes in informed choice.

Making the choice is your responsibility. But making sure you are informed is mine. So it’s my responsibility to share with you that there are lively debates happening in the Reform rabbinate about what kosher should mean today.

I recently attended my first Assembly of Reform Rabbis, where learned colleagues were discussing kashrut for the first time since the 1970s. It says something interesting that the topic hasn’t been addressed in such a long time.

The reason we are discussing kashrut again today is that the government is contemplating whether to ban traditional ritual slaughter – shechita. For many centuries, Jewish butchers have used the same methods for killing animals. That is: they slit their throats, puncturing the trachea, oesophagus and arteries with one rapid incision.

Throughout our history, Jews have considered this to be the cleanest and most humane method of killing animals. It comes out of a desire to show respect for the animals and to minimise risk of diseases.

Today, however, there is a new movement to favour stun slaughter. In this method, animals are electrocuted before they are killed. For cattle, this means putting a charged bolt through their heads. For chickens, it means electrifying them as a group. Proponents argue that this is more humane, since it renders animals insensitive to pain in their final moments.

There are two other factors that have made stun slaughter so popular, neither of which should be ignored. One is that industrial meat production means that factories produce far more meat. They want to be able to slaughter as efficiently as possible to maximise profit from the animals. Industrial stun slaughter certainly helps here.

Another factor is antisemitism. Across Europe, the movements to ban traditional slaughter have largely been led by white supremacists. Their primary target is Muslims, whose customs around halal slaughter are very similar to our own methods of shechita. Jews are really collateral damage in cultural wars about trying to retain Europe’s status as a Christian continent.

These factors make addressing this issue exceptionally complex. Proponents of stun slaughter ask us to set aside questions about racism and capitalism, just to focus on the issue at hand. I find that very hard to do. Rabbinic law is never about making moral decisions in the abstract. We make our ethical choices as real people living in the real world.

I think it is highly doubtful we will ever be able to prove that taking an animal’s life is better served by electrocution than through throat slitting. It may well be true that these new methods of industrial killing cause less pain, but shechita requires butchers to actually look animals in the eye before taking their lives. I’m not convinced either is more humane.

But, even if one were, we cannot escape the horrific systems that underpin animal consumption. Right now, the insatiable demand for meat is one of the leading causes of global warming. This week, we saw record-breaking temperatures. We can expect such heat waves to take place more regularly and more ferociously as runaway climate change unfolds.

The meat industry is an enormous enterprise that involves destroying natural habitats, depleting the oceans, battery-farming animals, deplorable working conditions, and unspeakable cruelty.

In every generation, Reform Jews have to work out anew what the most ethical way of living is. Today, it is hard to make the case that this includes participating in such an unjust system.

Rather than engaging in debates about specific methods of killing, I feel the appropriate response should be to question whether we should keep eating meat at all.

Indeed, this synagogue has long been an exclusively vegetarian site. This is partly because of convenience: it means we can host anyone and we can avoid messy arguments about separating meat from milk. But it also comes from the moral courage of previous leaders in this community, like Rabbi Henry, who felt that was the best way to live our values.

Please do not think me preachy. Quite on the contrary, I want to be open about my own hypocrisy. I still do eat meat on occasion, especially fish and chicken. I eat eggs and cheese. But, deep down, I know that the ethical vegans have already won the argument.

I once expressed my sadness about this to a frum vegan friend. She advised me: don’t let perfect be the enemy of the good. If you wish you could be vegan but can’t give up cheese, be vegan except for cheese! If you wish you could be vegetarian but like fish too much, be pesacatarian! We must all find ways to reduce our meat intake and limit our negative impacts on the planet.

The Reform rabbinate is still in open conversation about how we redefine kosher for our age. We did not settle the matter at the Assembly, and I don’t want to leave this sermon as if I have reached a definite conclusion. Instead, I want to bring you into the conversation. I want to hear how you think we should best live our values today.

Let us engage in open discussion. Let us talk with each other about our own practices and our own driving values. And let us fashion together a new future for what an ethical Jewish life looks like.

Shabbat shalom.

debate · sermon

Jews are coming home

The 1996 UEFA Cup was when I first truly became aware of football. I was 7. Everyone was talking about it. My mum, a proud Glaswegian, made sure all the neighbours knew that she would be supporting Germany in the upcoming semifinal. Still, she seemed to feel little glee when England inevitably lost on penalties. 

Football, I soon discovered, was not for me, but I still enjoyed the atmosphere. In the last UEFA Cup, I couldn’t help but join in the excitement and feel the buzz of possibility. Everywhere, you could hear a song that had been popularised in the first competition I could remember. Football’s coming home, it’s coming home, it’s coming…

Legendary comedian, Frank Skinner, and his Fantasy Football League co-host, David Baddiel, wrote the song: ‘Three Lions’. It is more than a catchy anthem. It tries to put forward a vision of the nation that is about shared struggles and optimism in the face of defeat. It speaks to something wonderful: the joy of being an underdog; the thrill of hoping for a victory that might never be realised; the bittersweetness of feeling like your favourite thing belonged in your favourite place, but was also part of a much wider world. 

Recently, David Baddiel has come back into the public consciousness, this time with a new memorable slogan. Jews Don’t Count. This was the title of his book, published earlier this year, which seems to have been read by every politician and pundit in Britain. It is accessibly-written by a popular writer. Many Jews have a copy. Some have come to cite the book’s title, as if it were already a well-established truism.

This meant that, last week, as the Royal Court Theatre showcased a play where the main character was a greedy billionaire called Hershel Fink, whose climax is the sacrifice of a child, pundits asked whether this was evidence that ‘Jews Don’t Count.’ 

This week, when a group of teenagers attacked a bus full of Haredi kids celebrating Hanukkah on Oxford Street, the incident was treated within the prism of whether Jewish suffering matters. That is a narrow way to look at antisemitism, probably never even intended by the book’s author.

The most common criticism of Baddiel has been that he is the wrong messenger. 25 years ago, he dressed up as black footballer Jason Lee by covering his face in brown paint and putting a pineapple on his head. The offensive image sticks in many people’s minds, so they question how well-equipped he is to speak on racism.

Baddiel addresses this in his book. He says that he has already apologised, and, in any case, the people criticising him for doing blackface are the real racists because they think his historic racism invalidates his current experiences of antisemitism. He cites the example of Malcolm X, who despite having made antisemitic comments in the past, is still upheld as a visionary of anti-racism. 

What Baddiel seemingly misses is that Malcolm is an icon precisely because of his journey. He went from a pimp to a fundamentalist to a person committed to the liberation of all people. His earlier mistakes are viewed in light of where he ended up. If only all of us could be so willing to publicly make mistakes, learn, and grow.

Still, I don’t think it is helpful to criticise Baddiel as a man. We must engage with the content of what he has to say. The book’s thesis is that there is an oppression Olympics taking place, and Jews should have better odds of winning than the bookies have given them. It doesn’t challenge the idea of whether there is such a thing as a competition over who has suffered most, nor whether such a contest would be desirable. He just wants everyone to be clear that Jews have suffered as much as anyone else.

In only the opening pages, Baddiel bemoans hearing an antisemitic poem on the BBC and insists “no other minority group would be compared to rats, or envisaged as any similar negative racist stereotype, on Radio 4.” The claim is bizarre. The last few years have seen intense attacks on immigrants and asylum seekers, often likening them to vermin and plagues. Barely a day goes by without some racist dog-whistle making it into our mainstream press. 

Even if Baddiel was right, and it was only Jews who were subjected to bigotry in national media, his complaint about other minorities’ treatment is far from helpful. Freedom is not a finite resource and tolerance is not in short supply. If others did have more of it, our task would be to make the case for why we need it too, not to undermine others’ gains. Setting up the struggle against antisemitism as a competition with other antiracist struggles only weakens potential allegiances and undermines our cause.

But more than sending out the wrong signals to other minorities, this book gives the wrong message to Jews. It reads every silence as hatred, complicity or indifference. We are alone. Nobody likes us. The right wants to destroy us and the left doesn’t care. We are isolated on an island where nobody cares about our suffering and the only solution is to wallow in our own self-pity.

If Jews were a football team in this narrative, we would be Manchester United: unfairly reviled by everyone simply for being successful. No one likes us and we are very upset about it.

At a time when the British  Jewish community already feels beleaguered and lacking confidence, it is unsurprising that such a depressing message has taken hold. But is it helpful? Does it give us clarity about what antisemitism is and how to combat it? Does it strengthen our position as a people and foster solidarity with others?

Part of the problem with Baddiel’s analysis is that his main objection is to The Guardian and its readers. I am not a reader of The Guardian, so perhaps I underestimate its importance. But I do find it hard to accept that the problem of antisemitism begins with middle-class liberal progressives. Some may well be antisemitic, and I have no doubt that some are ignorant of Jewish experiences of prejudice. But they are hardly the part of British society that worries me most.

Antisemitism is not just an exchange between two people, or a trade-off between different groups, but a system that has been embedded in Europe for over a millennium. Since medieval times, Jews have been used as a racialised buffer class between the peasants and the elites. 

Jews were not citizens of the countries where they lived, but treasured subjects, offered physical protections by the monarchs if they did the most undesirable jobs. They were tax collectors, money lenders, merchant traders, and publicans. 

This precarious position meant that, when things turned bad, the poor would not storm the castles but then their ire on the middlemen. The elites actively encouraged pogroms. They spread blood libels and shady conspiracies about how the Jews were really the ones with all the power.

Antisemitism continues to work in the same way. Jews are not kept at the bottom of the barrel, nor are we permitted entry into the upper echelons. We do enjoy privileges that other minorities do not, and we do nevertheless experience discrimination and stereotyping.

That is the context in which we must view the recent ordeal at the Royal Court. They put on an antisemitic play, not because progressives are indifferent to Jewish suffering, but because British theatre is entrenched in centuries-old systems of promoting Jews as lascivious and money-grabbing. They reproduced the same images of Shylock and Fagin that have been used to promote antisemitism for years.

That is also the context in which we need to view the group of teenagers attacking a bus of Jewish kids celebrating Hanukkah. They didn’t harass them because they were indifferent Guardian-reading liberals. Far from it. They attacked them because they have grown up in an antisemitic system, imbibed its propaganda, and believed its lies. Any theory of oppression that doesn’t focus on its real origins will only address the symptoms at the expense of the root cause.

When we understand that antisemitism is systemic, we can see that the way to combat it is by directing our criticisms at the system itself. Outbursts of violence on the street are only terrifying results of something more deeply rooted. 

It is in our interest, then, to join our struggle that of all other victims of racism. It is necessary to treat other minorities not as adversaries for attention from well-meaning liberals, but as allies in a struggle for fundamental change. 

I hold on to a faith that such change is possible. 

In this sense, Baddiel’s original classic of ‘Football’s coming home’ speaks much more closely to my experience of being a Jew in Britain. It is not that I believe things are great, but that they could be. It is not that I feel like we are always doing well, but I feel invested in the struggle to get there. I am joined to others by a misty-eyed possibility of what this country could be. I hold out hope for ultimate redemption that may one day come, and work with others towards that goal. Like England fans, no amount of hurt has ever stopped me dreaming. 

This place where we live really is our home, and it is also somewhere that we must make our home. It has been where we belong and we must shape it into a space we never want to leave. We are here, and we are not yet, because we always have some way to go. Together, with all victims of oppression, we are always coming home.

Jews are coming home, we’re coming home, we’re coming…